There’s no easy way to put it, 2021 has started with some disruption and confusion, especially in the U.S. The daily stream of news has me thinking about Winston Churchill who famously said, ‘if you are going through hell, keep going’.

We made it to 2021! However, turning over a calendar page does not mean that you change your long-term financial strategy.

By this point, it’s been said over and over again —2020 was an unprecedented year. And it’s true, starting with the onset of the coronavirus pandemic, to the economic crisis, market recovery, and now a light at the end of the tunnel with the rollout of vaccines across the world.

I think we can agree, 2020 was a year like no other. Investors have been challenged like never before as the pandemic took the market from record highs to the brink of a depression and back.

We’re in the final stretch of 2020, a year that has been one of the most challenging in recent memory.

If there’s one thing that 2020 has shown, it’s that big change can happen in the blink of an eye. When things change rapidly, we often make quick decisions about how to react.