The Dangers of FOMO

I wanted to share some perspectives on the dangers of FOMO (the Fear Of Missing Out) and why discipline remains your greatest ally.

History offers stark reminders of FOMO’s perils. Consider the Dutch Tulip craze, when speculation sent tulip prices to irrational heights—only for the bubble to burst dramatically. More recently, the Dot-Com Bubble spurred investors to pile into tech stocks at unsustainable valuations. Or the 2007–08 Financial Crisis, when the rush into real estate ended with devastating consequences.

FOMO is powerful because it appeals to both our greed (the excitement of big gains) and our fear (the anxiety of missing out while others prosper). These emotions can tempt even seasoned investors to abandon a well-considered strategy in search of quick wins. But this is rarely a recipe for success.

Instead, I urge you to remember the principles that have stood the test of time: diversification, a long-term perspective and discipline. Spreading your investments across asset classes and sectors, while focusing on your goals and steadfastly following your plan is the best way to safeguard and grow your wealth.

If you have concerns about market trends or worry about missing out, remember that I am here to offer a steady hand and personalized advice, helping to tune out the noise and stay focused on what matters most: pursuing your financial goals.