Retiring with Zero (To Prove)

This year marks a significant milestone, as over 4 million people are set to turn 65, making it the largest cohort to reach the traditional retirement age in a single year. In the coming months, the impact of this demographic shift on the economy, social security, inheritance, and the family unit will become increasingly visible.

And while this unfolds, it’s clear that the concept of retirement is undergoing a profound change. No longer viewed as the end of one’s career, retirement can also be a new opportunity for growth and contribution. What adds value to your life? How has that changed over time?

Astonishingly, 71% of Americans aged 65 or older believe their best times are not behind them but are happening now — or are yet to come. Moreover, 83% prioritize feeling “useful” over feeling “youthful,” finding that continuing work offers them a sense of purpose and vitality. Read more in the Harvard Business Review article and others below.

The future is certainly wide open! Let’s prepare you for it. I welcome a conversation about this or any other money topic on your mind lately.