The pandemic’s continuing effect on, well, just about everything- along with stock market volatility, changing tax laws, the debt ceiling debate, and expected holiday shipping delays and shortages – it all adds up and can affect our stress levels.

Talking is one of the first things babies learn how to do – most within the first year of life. So it stands to reason that the older we get, the better we would be at communicating, right?

It goes without saying that daily life has been irrevocably upended since the pandemic began. For me, it’s a perfect illustration of how to anticipate and prepare for risk in our financial lives.